Safe or fast profit? Can you do both?
a big trip (or similar e.g. expensive training)
nothing, I must save for later goals
I’ll spend it right away.
I save everything
…red and black at the same time
…my favorite number
Of course I’ll go, I’ll just borrow the money.
I’ll pass or suggest something cheaper.
No, certainly not, I could lose money there.
No risk, no fun!
… my account is always empty
…there’s still enough money left to save on
…in the next few years
…when I’m old
…I’ll buy my food on the way.
…I eat the food I brought home.
…I may need it again tomorrow.
…then it is out of sight and out of mind
I won’t lend her anything, I want my money back first.
I’ll lend it to her, she’s my best friend after all.
You’re only young once.
I work to relax in the future.
I always stand still
I’ll go over it anyway.
You live in the here and now and can enjoy every moment to the full. This is basically a very nice quality and you should be able to keep it even into old age. The problem of the state pension system seems to stand in the way of this carefree life, with enough income, but unfortunately (Read on our website why almost nobody can maintain his standard of living in old age). But don’t worry! You can take this into your own hands and we will help you. With a few tricks and some foresight into the future, you will have enough money to save at the end of the month.
You’re on the right track! It is clear to us: being economical is often difficult and not so much fun. Nevertheless, it is necessary to be able to maintain your standard of living in old age (check out our website to find out why this is not possible with a state pension alone). But don’t worry! We will help you to lower your costs and increase your disposable income. We will also show you sensible ways to invest your money so that it multiplies by itself. So saving makes fun.
Congratulations. Congratulations. You are a thrifty person and have understood that you have to provide for your future. You have already mastered the greatest challenge. Now all you have to do is find your optimal way to invest the money you have left over at the end of the month. If you put your money only on the savings book, it loses value by the inflation (in our Wiki you can read what this means). But don’t worry! We will help you to find a better way to increase your money.
The most important thing? One goal! In order to be able to save successfully, you need a goal that you must not lose sight of. A big goal for all of us is, of course, not to have to live in poverty in old age. But there are many more individual milestones that we want to achieve along the way. These should of course be taken into account in financial planning, as these goals differ from person to person.
Your goals have more of a short-term character. This means that you will need money in the near future to make your goals come true. In this case you should choose a short term for your financial products. Flexible products fit to you, where you are not strongly bound and can use your money at any time if you need it. Your advisor will support you in your selection and can explain everything to you in peace.
Your goals have more of a medium-term character. This means that you will not need money in the next few years, but in the foreseeable future, to make your goals come true. In this case you should choose products with a medium term or aim for a large spread. This means that you do not invest your money in a pension product, but divide it between many products with different characteristics. In this way you remain flexible and will always have the opportunity to dispose of a certain amount of money.
Your goals have more of a long-term character. This means that you still have plenty of time to save up enough capital to make your goals come true. In this case you should choose a long term for your financial products. You are the perfect candidate for products to which you are strongly committed. You can only dispose of the money at the end of the term, but you get a much higher return, more money. Your advisor will support you in your selection and can explain everything to you in peace.
But in order to find out which financial products really suit you, you should not ignore the question of risk. The basic rule is: the more security, the less you get – the more risk, the more lucrative the possible return.
You seem to be a person who cares about security. Especially when it comes to financial issues, you don’t want to play with fire. We understand that! For you there are nevertheless enough possibilities to invest your money sensibly and together we try to create the greatest possible output for you.
You seem to be a person who cares about safety, but you are also willing to take a certain risk in order to reach your goal. This mixture is very reasonable and especially helpful in the financial world. You will see that some financial products are made for you. Let yourself be inspired by our consultants and thus achieve the greatest possible output for you.
Perfect conditions for you! Because you seem to be a person who loves risk. For you there are great products with which you can achieve the greatest possible output. We wish you a lot of fun investing together with your consultant.
Now all you have to do is make an appointment and benefit from the great opportunity! Good luck!
Vielen Dank für die Teilnahme am Test.
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